PROGRAM 90Z

Supporting First Responders Through Life’s Next Big Move

At Gugliucci Realty, we understand that retirement is more than just the end of a career — it’s the beginning of a new chapter. Many first responders who serve our communities with honor and dedication eventually choose to leave New York when eligible for retirement. That’s where PROGRAM 90Z comes in.

Created by Tom Gugliucci, a retired NYPD Sergeant and now a seasoned real estate expert, PROGRAM 90Z is a specialized relocation service tailored specifically for first responders making a long-distance move. Tom knows firsthand how stressful and complex this kind of transition can be — which is why he designed a program that brings everything under one roof.

The PROGRAM 90Z Advantage:

• One Team, One Mission: Everyone involved in your transaction — attorneys, mortgage brokers, real estate agents, and other professionals — is part of a trusted network built by Tom over 15+ years in the business.
   
• Nationwide Connections: Tom has established strong partnerships with real estate professionals across the country, ensuring you’re in good hands no matter where you're headed.
   
• Personalized Support: From your initial planning to the final closing, Tom and his team are with you every step of the way, streamlining communication and reducing the typical stress of long-distance moves.
   

Whether you're moving to be closer to family, enjoy a warmer climate, or start your next adventure, PROGRAM 90Z is here to make the process smoother, safer, and more efficient — just like you deserve.